Opening a bank account for a teenager is a real hassle

Says a reader in READERS LETTERS

We checked on this and quote from Google:

"If a minor requests to open a checking, savings, or money market savings account and their age is 14 - 17, then a parent or legal guardian MUST be named as a joint account holder, and all associated services are available to the minor. (e.g., Debit Card, Online Banking, combined statement, etc.)"

It goes without saying that proof of age and address must be provided - all of which could be on a national ID card, if one was available.