CORONAVIRUS Business Assistance and Advice
From: Ian Cockburn - Member <Ian.Cockburn.email@example.com>
Date: Mon, 30 Mar 2020 at 13:39
Enclose a comprehensive range of support for business , their employees and the self employed’
All the best
Dr Ian Cockburn
Cllr for Wester Ross, Strathpeffer and Lochalsh
Co Leader of Highland SNP Group
Coronavirus: support for Highland businesses
Highland Council appreciates that this is a very difficult time for your business and we are here to support you as much as we can.
This e-mail seeks to give a clear guide to the range of support announced for business, their employees and the self employed by the UK Government, the Scottish Government and the Council. All of the information set out below is available on the Council’s web-site at https://www.highland.gov.uk/coronavirus/supportforbusiness.
Visit the Council’s Business Gateway service (external link).This includes a range of guidance and information online about business continuity planning, and a number of additional related articles, including webinars and tutorials to support you.
The Business Gateway Highland team can be contacted on 01463 896791.
To manage calls during the current COVID-19 emergency the team will operate a call back service.
Business will be able to secure a subsidy towards the salary costs of their employees who otherwise would have been laid off. Called the Coronavirus Job Retention Scheme (external link) employers will be able to secure up to 80% of the cost of an employee’s cost up to a maximum of £2500 per month per employee until end May 2020.
HMRC will deliver this wage subsidy. No detailed arrangements are yet available on how to apply.
If your business needs short term cash flow support a loan scheme is to be set up to support primarily small and medium-sized businesses to access bank lending and overdrafts. Called the Coronavirus Business Interruption Loan Scheme (external link), the scheme will provide lenders with a guarantee of 80% of a loan and businesses will be able to secure 12 months interest free repayments.
The British Business Bank (external link) will deliver this loan scheme. You should talk to your bank or finance provider (not the British Business Bank) as soon as possible and discuss your business plan with them. The scheme will be available from the week commencing 23 March 2020.
VAT payments (external link) have been deferred for three months from 20 March until end June 2020 and no VAT payments are needed during this period. Taxpayers will be given until the 5 April 2021 to pay any VAT liabilities that have accumulated during the deferral period. VAT refunds and reclaims will be paid by the government as normal.
This is an automatic support and businesses do not need to apply.
Small-and medium-sized businesses and employers will be able to reclaim Statutory Sick Pay (external link) (SSP) paid for sickness absence due to COVID-19. They will be able to reclaim 2 weeks’ SSP per eligible employee. There will be no need to provide a Doctors Fit Note but employers need to maintain records of staff absences and payments of SSP.
No detailed arrangements are yet available on how the repayment mechanism will work and how to apply.
The UK Government has announced a scheme to support those who are self-employed and hopes that it will be accessible no later than June, with payments backdated to March 2020.
Self-employed people will be able to have 80% of their monthly wages covered by the government. This will be calculated using average monthly profits over the last three financial years. Support will be capped at £2,500 per month and will initially last three months.
This scheme will be open to those who are already self-employed and have a self assessment tax return for 2019. It will apply to those with trading profits up to £50,000 a year.
Further information can be found on the government's Business Support (external link) webpage.
The self employed income tax payments (external link) due on the 31 July 2020 will be deferred without penalty or late payment interest until the 31 January 2021. This is applied automatically and businesses do not need to apply.
If you are self-employed or earning below the Lower Earnings Limit of £118 per week - and you have COVID-19 or are advised to stay at home, you can make a claim for Universal Credit (external link) or new style Employment and Support Allowance (external link). If you are eligible for new style Employment and Support Allowance, it will now be payable from day 1 of sickness, rather than day 8, if you have COVID-19 or are advised to stay at home.
If required you can access advance payments upfront without needing to attend a jobcentre, nor is there a need to attend a jobcentre to demonstrate gainful self-employment.
If businesses and individuals who are in temporary financial distress as a result of Covid-19 and have existing outstanding tax liabilities, they are encouraged to contact HMRC as they may be eligible to receive support with their tax affairs through HMRC’s Time To Pay (external link) service.
Non Domestic Rates: Rates Relief
All non-domestic properties (external link) in Scotland will get a 1.6% rates relief. You do not need to apply for this relief and it will be applied to your bill.
Retail, hospitality and leisure businesses will get 100% rates relief. To get this relief, a property has to be occupied.
If you're struggling to pay your non-domestic rates bill you should contact the Council’s Non Domestic Rates team and ask them about your payment options. Please note however, there is no requirement to make a payment toward your business rates account until 30 September 2020, this is without any penalty, interest or charge.
Retail, hospitality and leisure businesses with a rateable value between £18,001 and up to and including £51,000 will be able to apply for a one-off grant (external link) of £25,000 if operating in that sector as at 17 March 2020.
Businesses operating in an eligible premises that was in receipt of the Small Business Bonus Scheme and Rural Relief as at 17 March 2020, can apply for a one-off grant (external link) of £10,000. If you applied for Nursery Relief or Disabled Relief but are eligible for the Small Business Bonus Scheme you can also get this grant.
Businesses that may qualify for both awards may make request for only the £25,000 grant.
NOT all types of retail, hospitality and leisure businesses will qualify for these grants. To establish if your business is eligible or not, please refer to the Scottish Government’s website pages (external link).
The Scottish Government has asked the Council to administer these grants. The Business Grant scheme is up and operational, please apply here.
The Scottish Government have set up a business support helpline (0300 303 0660) for all business support enquiries in Scotland there is also further information available on their Help with non-domestic rates in Scotland page (external link).
Skills Development Scotland
Skills Development Scotland’s (SDS) absolute priority remains supporting colleagues, individuals, employers, local services and other partners through the effects of the pandemic.
Please be reassured that:
- SDS is continuing to provide career information, advice and guidance for all people.
- we are working with the Scottish Government and other partners to ensure our PACE (Partnership Action for Continuing Employment) service offer is responsive to the emerging situation with updates posted to SDS’s website.
- we are already working with individual learners and apprentices, employers, learning providers and awarding bodies to support them and ensure that the effects of disruption are minimised and wherever possible, that they and are not negatively impacted in the longer term.
Please be aware that anyone looking for our support can do so online or via phone:
- for PACE support, individuals and employers can call the helpline on 0800 917 8000 or visit redundancyscotland.co.uk.
- SDS Careers Advisers are continuing to offer support to individuals via telephone, Skype or online. To speak to a Careers Adviser, call your local SDS team. Or visit My World of Work.
Please refer to Skills Development Scotland’s website where we will be posting regular updates on our services during this time.
Executive Chief Officer – Infrastructure and Environment
Highland Council HQ
Ambitious – Sustainable - Connected
Grants to help businesses with Covid-19 impact.
Businesses can now apply for grants to help them deal with the impact of the coronavirus (Covid-19) outbreak.
The one-off grants are designed to help protect jobs, prevent business closures and promote economic recovery, and more than 90,000 ratepayers across Scotland will be able to benefit.
The grant support is additional to separate tax relief measures and is part of a package of measures worth £2.2 billion.
Small businesses in receipt of the small business bonus scheme or rural relief, as well as hospitality, leisure and retail business can benefit.